Set up payments and invoices: the no-drama checklist
How to get paid cleanly from day one: separate accounts, a payment method, invoice terms and the five details every invoice needs.
Category: Money and Pricing
Rates, margins, taxes and the numbers behind a profitable business.
The 20-minute weekly money meeting
A four-block agenda that keeps cash, invoices, pipeline and profit in view, so there are no surprises at the end of the month.
The freelance hourly rate formula (with a worked example)
Work backward from the income you want, the taxes you owe and the hours you can really bill, then check the answer with our…
Profit-first budgeting for small business owners
Flip the formula: take profit and tax out the moment money arrives, then run the business on what is left. Here is the idea…
Self-employment tax basics for U.S. freelancers
What changes when you work for yourself in the U.S.: estimated payments, self-employment tax, deductions and records. General information, not tax advice.
Pricing walkthrough: from $40 to $85 an hour (an illustrative example)
A hypothetical freelancer raises their effective rate in four steps. The numbers are illustrative, not a case study, but the method is real.
A 12-month cash-flow calendar for small businesses
Profitable businesses still run out of cash. Build a simple calendar of known money-in and money-out dates so surprises become plans.