Self-employment tax basics for U.S. freelancers
What changes when you work for yourself in the U.S.: estimated payments, self-employment tax, deductions and records. General information, not tax advice.
Field Notes
How-tos, worked examples and experiments from the trail, sorted by camp.
How to run and report a business experiment
Test an idea in two weeks with a hypothesis, a budget and a stop rule, then write up what happened honestly. This is the…
Pricing walkthrough: from $40 to $85 an hour (an illustrative example)
A hypothetical freelancer raises their effective rate in four steps. The numbers are illustrative, not a case study, but the method is real.
Freelance contract essentials: what every agreement should cover
A plain-English checklist of the clauses that prevent most freelance disputes. Educational, not legal advice.
A 12-month cash-flow calendar for small businesses
Profitable businesses still run out of cash. Build a simple calendar of known money-in and money-out dates so surprises become plans.